It’s easy and tempting to use credit cards to buy inventory. And you get miles! But the truth is that credit cards come with huge interest charges which can kill your profits. If you have to use them, you need to begin to build your credit so you don’t have to use them in the future.

Contact your vendors and find out what they need to grant you credit. Create a credit sheet with information from your bank and all the vendors you buy from on credit. Gradually add to it, but keep at it. If you have credit, you will be treated better by your vendors. In addition, you will have more recourse if they substitute, ship late or you need to return the merchandise for whatever reason – fit, quality, or whatever.

One way to help wean yourself off credit cards is to work with open to buy planning. Rather than being in the market place just making decisions on the fly, you’ll know how much to buy. You’ll be a better item selector and you’ll experience fewer markdowns, higher turnover, invoices you can pay on time and a positive cash flow. With open to buy planning working for you, you’ll not only be in control of your merchandising, you’ll be in control of your finances.

myotbplan.com is the best open to buy system available! It’s easier, more accurate, more accessible, better supported, the only one that’s guaranteed and has no contract. You have nothing to lose and so much to gain. Call 310-829-5148 today with your questions at or just fill out the no obligation Subscribe form online and we’ll call you. Why wait?

#opentobuy #myotbplan #retailsuccess #reducemarkdowns #stopoverbuying #retailbuyingplan #knowhowmuchtobuy #improveturnover


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By filling out the form below, you are merely indicating your interest in becoming a subscriber to myotbplan.com. The cost per store is $150 / month and includes 30 departments. Additional departments are available at 10 departments for $25/month.

We will call you (if you are in the US) or email you with additional information and ask for your credit card information as the subscription cost is charged to your credit card automatically every 30 days.

There is no contract and every subscriber is covered by our Performance Guarantee. The system is supported from 9AM to 7PM PST 365 days a year and you are encouraged to call as often as you have questions.

You will be required to read our general instructions before you begin filling in your data and there is detailed information about each screen on the screen you're working by simply clicking the Help icon at the top.

The program is easy to use, accurate, affordable, accessible, supported and guaranteed. It's simply the best open to buy plan available. We will contact you as soon as we received your information. Please be complete.

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