Buying Inventory with Credit Cards Costs More than the Merchandise!

It’s easy and tempting to use credit cards to buy inventory. And you get miles! But the truth is that credit cards come with huge interest charges which can kill your profits. If you have to use them, you need to begin to build your credit so you don’t have to use them in the future.

Contact your vendors and find out what they need to grant you credit. Create a credit sheet with information from your bank and all the vendors you buy from on credit. Gradually add to it, but keep at it. If you have credit, you will be treated better by your vendors. In addition, you will have more recourse if they substitute, ship late or you need to return the merchandise for whatever reason – fit, quality, or whatever.

One way to help wean yourself off credit cards is to work with open to buy planning. Rather than being in the market place just making decisions on the fly, you’ll know how much to buy. You’ll be a better item selector and you’ll experience fewer markdowns, higher turnover, invoices you can pay on time and a positive cash flow. With open to buy planning working for you, you’ll not only be in control of your merchandising, you’ll be in control of your finances.

myotbplan.com is the best open to buy system available! It’s easier, more accurate, more accessible, better supported, the only one that’s guaranteed and has no contract. You have nothing to lose and so much to gain. Call 310-829-5148 today with your questions at or just fill out the no obligation Subscribe form online and we’ll call you. Why wait?

#opentobuy #myotbplan #retailsuccess #reducemarkdowns #stopoverbuying #retailbuyingplan #knowhowmuchtobuy #improveturnover

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